Stephen Ferency
At Kaye Financial, my mission is to elevate your mortgage experience by delivering exceptional service and earning your trust as the lender you recommend to your loved ones and community. My dedicated team of mortgage professionals strives to build meaningful relationships based on mutual trust, honesty, integrity, and ethics. These values are the cornerstone of my business model and enable me to provide tailored mortgage solutions that meet your unique needs.
How can I help you?
Mortgages
Home Purchase Loans
I would be happy to assist you through the process of obtaining a favorable mortgage rate. Don't miss out on this opportunity - get in touch with me today to initiate your home purchasing journey!
- Adjustable Rate Mortgages (ARM)
- FHA Loan
- FHA 203K
- Conventional
- HARP
- Jumbo & Super Jumbo Loans
- Reverse Mortgage
- USDA & VA loans
Lock in Rate
Refinancing
If you are seeking to decrease your monthly mortgage payment, obtain a lower interest rate, or secure funds for home improvements, refinancing may be the solution to achieving your objectives.
- Adjustable Rate Mortgages (ARM)
- FHA Loan
- FHA 203K
- Conventional
- HARP
- Jumbo & Super Jumbo Loans
- Reverse Mortgage
- USDA & VA loans
Pre-Qualify
Pre-Approval Letter
Get pre-approved for free and take the first step towards homeownership! Discover the best mortgage options tailored to your specific needs.
- Increased negotiating power
- Greater clarity on your budget
- Faster closing process
- Reduced hassel
- Feel confident with your offer
- Stand out in a competitive market
Explore Rates
Today's Rates
Stay up-to-date with the latest mortgage rate changes by getting a personalized quote tailored to your specific needs. I can provide you with a free quote today!
- Find the best rate
- Compare different lenders
- Determine your budget
- Understand your options
- Plan for the future
- No obligation
If you are looking for a great loan officer look no further. Stephen is wonderful through out the whole process. Keeps you informed at all times and if you ever have questions he’s always there to answer! Thank you Stephen for helping Keli and I, you are the best! 😊
I had a fantastic experience working with Stephen Ferency of Kaye Mortgage Company. From start to finish, the process was smooth, transparent, and stress-free. He was incredibly professional, responsive, and genuinely cared about helping me find the best loan option for my needs. They took the time to explain everything clearly and answered all my questions along the way.
I appreciated his honesty, efficiency, and attention to detail. The approval process was quicker than I expected, and I felt supported every step of the way. I highly recommend Stephen Ferency of Kaye Mortgage Company to anyone looking for a reliable and trustworthy lender.
Steve really came through for us! He helped us lock down financing for our second home in Fort Lauderdale and got us to the closing table in just 20 days.
From day one, he was on it — always picking up the phone, breaking things down so it made sense, and keeping us in the loop the whole time. No runaround, no stress. Just straight-up solid service.
If you need somebody who’s gonna move quick and actually care about getting you across the finish line, Steve’s your guy. Appreciate you, man!
Stephen was exceptional in helping us secure our first home loan. His warm, supportive approach made the entire process stress-free and enjoyable. He patiently answered all our questions, kept us informed at every step, and worked tirelessly to find the best loan terms for our situation. Stephen’s expertise and genuine care for his clients truly shine through. He made what could have been an overwhelming experience feel manageable and even exciting. We’re incredibly grateful for his guidance and would highly recommend Stephen to anyone seeking a knowledgeable, trustworthy loan officer.
Stephen helped us lock in the loan for our forever home in Naples, and we couldn’t be happier. He made the process easy to understand and was there for us every step of the way. Super knowledgeable, super responsive. We’re finally in our dream home—thanks, Stephen!