Stephen Ferency
At Kaye Financial, my mission is to elevate your mortgage experience by delivering exceptional service and earning your trust as the lender you recommend to your loved ones and community. My dedicated team of mortgage professionals strives to build meaningful relationships based on mutual trust, honesty, integrity, and ethics. These values are the cornerstone of my business model and enable me to provide tailored mortgage solutions that meet your unique needs.
How can I help you?
Mortgages
Home Purchase Loans
I would be happy to assist you through the process of obtaining a favorable mortgage rate. Don't miss out on this opportunity - get in touch with me today to initiate your home purchasing journey!
- Adjustable Rate Mortgages (ARM)
- FHA Loan
- FHA 203K
- Conventional
- HARP
- Jumbo & Super Jumbo Loans
- Reverse Mortgage
- USDA & VA loans
Lock in Rate
Refinancing
If you are seeking to decrease your monthly mortgage payment, obtain a lower interest rate, or secure funds for home improvements, refinancing may be the solution to achieving your objectives.
- Adjustable Rate Mortgages (ARM)
- FHA Loan
- FHA 203K
- Conventional
- HARP
- Jumbo & Super Jumbo Loans
- Reverse Mortgage
- USDA & VA loans
Pre-Qualify
Pre-Approval Letter
Get pre-approved for free and take the first step towards homeownership! Discover the best mortgage options tailored to your specific needs.
- Increased negotiating power
- Greater clarity on your budget
- Faster closing process
- Reduced hassel
- Feel confident with your offer
- Stand out in a competitive market
Explore Rates
Today's Rates
Stay up-to-date with the latest mortgage rate changes by getting a personalized quote tailored to your specific needs. I can provide you with a free quote today!
- Find the best rate
- Compare different lenders
- Determine your budget
- Understand your options
- Plan for the future
- No obligation
152 reviews for Stephen Ferency
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My wife and I were referred to Stephen by our realtor when we were planning on buying our first home in Brighton, MI. We didn’t know much about the home-buying process at all, but Stephen was super helpful and walked us through everything. I really appreciate his help and the services he provided, and we’ll be recommending him to friends and family.
Working with Stephen Ferency as our mortgage broker was a great experience. He was patient, honest, and always available to answer questions. Stephen explained our options clearly and helped us feel confident in our decisions throughout the process. We truly felt supported from start to finish and would absolutely recommend him
Stephen was amazing. He worked fast and did exactly what he said he would do. He answered my calls whenever i called him and did everything in his power to get me the house i wanted. Which i did end up getting! 🙂 He was clear and consise with what he needed and i know he worked extra hard to get me the best rates and the overall pricing . i’m extremely blessed to have found him through a recommendation and will be going back in the future. 🙂
Stephen was so fantastic, he made buying our second home in Naples, FL as perfect and as little stress as buying a home can be! I highly recommend him to anyone!
We had the opportunity to work with Steven with Kaye Financial. Steve was very helpful and offered fantastic communication. He was able to work through a lot of issues to get us into our home.