Stephen Ferency
At Kaye Financial, my mission is to elevate your mortgage experience by delivering exceptional service and earning your trust as the lender you recommend to your loved ones and community. My dedicated team of mortgage professionals strives to build meaningful relationships based on mutual trust, honesty, integrity, and ethics. These values are the cornerstone of my business model and enable me to provide tailored mortgage solutions that meet your unique needs.
How can I help you?
Mortgages
Home Purchase Loans
I would be happy to assist you through the process of obtaining a favorable mortgage rate. Don't miss out on this opportunity - get in touch with me today to initiate your home purchasing journey!
- Adjustable Rate Mortgages (ARM)
- FHA Loan
- FHA 203K
- Conventional
- HARP
- Jumbo & Super Jumbo Loans
- Reverse Mortgage
- USDA & VA loans
Lock in Rate
Refinancing
If you are seeking to decrease your monthly mortgage payment, obtain a lower interest rate, or secure funds for home improvements, refinancing may be the solution to achieving your objectives.
- Adjustable Rate Mortgages (ARM)
- FHA Loan
- FHA 203K
- Conventional
- HARP
- Jumbo & Super Jumbo Loans
- Reverse Mortgage
- USDA & VA loans
Pre-Qualify
Pre-Approval Letter
Get pre-approved for free and take the first step towards homeownership! Discover the best mortgage options tailored to your specific needs.
- Increased negotiating power
- Greater clarity on your budget
- Faster closing process
- Reduced hassel
- Feel confident with your offer
- Stand out in a competitive market
Explore Rates
Today's Rates
Stay up-to-date with the latest mortgage rate changes by getting a personalized quote tailored to your specific needs. I can provide you with a free quote today!
- Find the best rate
- Compare different lenders
- Determine your budget
- Understand your options
- Plan for the future
- No obligation
161 reviews for Stephen Ferency
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Stephen Ferency
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Our realtor introduced us to Stephen and after one call call we knew he was the one. I’ve been a realtor and a mortgage broker myself and I can tell you there is no one better in the business than Stephen. Professional, patient, hardworking and no matter what is thrown at him, he gets it done. He definitely has your best interest at heart and will fight to get the deal done. What we liked most about Stephen is his daily communication, even on the weekends, and his gift for gab. We’ve found a friend for life. Thank you Stephen. You’re the best!
From start to finish, my loan application and processing experience was flawless. Stephen communicated clearly and professionally; it felt like I had extra support during a stressful time! Whether you are a new home buyer or have done this before, you will not be disappointed with Stephen’s service. You can rely on honest information, great strategy, and you’ll have a new home with the best rate customized just for you.
Steve made home buying a breeze. As a first time buyer you may have so many questions about the process. No worries. Steve is down to earth and makes you feel comfortable. From the very beginning I felt relieved and worry free. Steve eases apprehension and anxiety related to the process of home buying. Communication is constant. He makes it a point to extend himself to you and no matter what will always be attentive and call you back. As a buyer he makes you and your concerns his priority. He will do the very best for you, professionally. Choose Steve as your lender contact! That’s all!!! Thank you for all that you do Steve.
Thank You, Stephen, for making this First Time Home Buyer’s Dream Come True!
I had an Awesome experience working with Stephen Ferency at Kaye Financial Corporation. Stephen’s Communication skills are “Off the Charts”! I could call or email him with any questions or concerns at any time of day or night, and he would respond very quickly. He put my mind at ease always and made it a less stressful journey. He is very Professional, Caring, and Knowledgeable. Everything that “Super Stephen” promised he made happen.
This is one of the Best Calls I have ever made! I highly recommend Stephen and Kaye Financial for all your Mortgage Needs hands down!
Thank You, Stephen and Kaye Financial!!
We Love Our New Home!!
The Willis Family
Stephen is top notch to work with. Always communicating and goes above and beyond any lender I’ve ever worked with to date.