Stephen Ferency
At Kaye Financial, my mission is to elevate your mortgage experience by delivering exceptional service and earning your trust as the lender you recommend to your loved ones and community. My dedicated team of mortgage professionals strives to build meaningful relationships based on mutual trust, honesty, integrity, and ethics. These values are the cornerstone of my business model and enable me to provide tailored mortgage solutions that meet your unique needs.
How can I help you?
Mortgages
Home Purchase Loans
I would be happy to assist you through the process of obtaining a favorable mortgage rate. Don't miss out on this opportunity - get in touch with me today to initiate your home purchasing journey!
- Adjustable Rate Mortgages (ARM)
- FHA Loan
- FHA 203K
- Conventional
- HARP
- Jumbo & Super Jumbo Loans
- Reverse Mortgage
- USDA & VA loans
Lock in Rate
Refinancing
If you are seeking to decrease your monthly mortgage payment, obtain a lower interest rate, or secure funds for home improvements, refinancing may be the solution to achieving your objectives.
- Adjustable Rate Mortgages (ARM)
- FHA Loan
- FHA 203K
- Conventional
- HARP
- Jumbo & Super Jumbo Loans
- Reverse Mortgage
- USDA & VA loans
Pre-Qualify
Pre-Approval Letter
Get pre-approved for free and take the first step towards homeownership! Discover the best mortgage options tailored to your specific needs.
- Increased negotiating power
- Greater clarity on your budget
- Faster closing process
- Reduced hassel
- Feel confident with your offer
- Stand out in a competitive market
Explore Rates
Today's Rates
Stay up-to-date with the latest mortgage rate changes by getting a personalized quote tailored to your specific needs. I can provide you with a free quote today!
- Find the best rate
- Compare different lenders
- Determine your budget
- Understand your options
- Plan for the future
- No obligation
155 reviews for Stephen Ferency
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Stephen Ferency
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Stephen Ferency has been exceptional throughout the mortgage process. He is extremely knowledgeable, professional, and always takes the time to explain every detail in a way that’s easy to understand. Buying a home can be stressful, but Stephen has made the process smooth and straightforward by answering all of my questions promptly and providing valuable guidance every step of the way.
What stands out most is his patience, responsiveness, and genuine commitment to helping his clients find the best mortgage solution for their needs. I always feel informed and confident because of his expertise and attention to detail. I highly recommend Stephen to anyone looking for a trustworthy and experienced mortgage professional.
We used Stephen to put a DSRC loan on an investment property of ours in Sarasota FL
His level of communication, attentiveness, and professionalism is top tier
I highly recommend anyone buying, investing, or refinancing to work with Stephen !
You won’t be disappointed
From start to finish, my loan application and processing experience was flawless. Stephen communicated clearly and professionally; it felt like I had extra support during a stressful time! Whether you are a new home buyer or have done this before, you will not be disappointed in his service. You can rely on honest information, great strategy, and you’ll have a new home with the program customized just for you.
My wife and I were referred to Stephen by our realtor when we were planning on buying our first home in Brighton, MI. We didn’t know much about the home-buying process at all, but Stephen was super helpful and walked us through everything. I really appreciate his help and the services he provided, and we’ll be recommending him to friends and family.
Working with Stephen Ferency as our mortgage broker was a great experience. He was patient, honest, and always available to answer questions. Stephen explained our options clearly and helped us feel confident in our decisions throughout the process. We truly felt supported from start to finish and would absolutely recommend him