Stephen Ferency
At Kaye Financial, my mission is to elevate your mortgage experience by delivering exceptional service and earning your trust as the lender you recommend to your loved ones and community. My dedicated team of mortgage professionals strives to build meaningful relationships based on mutual trust, honesty, integrity, and ethics. These values are the cornerstone of my business model and enable me to provide tailored mortgage solutions that meet your unique needs.
How can I help you?
Mortgages
Home Purchase Loans
I would be happy to assist you through the process of obtaining a favorable mortgage rate. Don't miss out on this opportunity - get in touch with me today to initiate your home purchasing journey!
- Adjustable Rate Mortgages (ARM)
- FHA Loan
- FHA 203K
- Conventional
- HARP
- Jumbo & Super Jumbo Loans
- Reverse Mortgage
- USDA & VA loans
Lock in Rate
Refinancing
If you are seeking to decrease your monthly mortgage payment, obtain a lower interest rate, or secure funds for home improvements, refinancing may be the solution to achieving your objectives.
- Adjustable Rate Mortgages (ARM)
- FHA Loan
- FHA 203K
- Conventional
- HARP
- Jumbo & Super Jumbo Loans
- Reverse Mortgage
- USDA & VA loans
Pre-Qualify
Pre-Approval Letter
Get pre-approved for free and take the first step towards homeownership! Discover the best mortgage options tailored to your specific needs.
- Increased negotiating power
- Greater clarity on your budget
- Faster closing process
- Reduced hassel
- Feel confident with your offer
- Stand out in a competitive market
Explore Rates
Today's Rates
Stay up-to-date with the latest mortgage rate changes by getting a personalized quote tailored to your specific needs. I can provide you with a free quote today!
- Find the best rate
- Compare different lenders
- Determine your budget
- Understand your options
- Plan for the future
- No obligation
173 reviews for Stephen Ferency
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Stephen Ferency
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My husband and I recently closed on our first home loan with Stephen Ferency with Kaye Financial. He kept us informed and educated throughout the process. He was available any time there was a change or a question about the process, even very last minute, at times. We felt very supported and understood the process, thanks to him. Would definitely recommend Stephen and his team!
Stephen was great to work with. Always responded quickly and took care of everything.
found us a great mortgage program we wouldn’t have found on our own.
Everything was very smooth and no issues at all along the way
My wife and I shared a dream of watching the sun rise over the ocean from our front porch in Florida. Finding the perfect house was a challenge, and after speaking with local lenders here in Naples and an online lender, we started to think our dream wasn’t going to come true. We needed a jumbo loan and had quite a unique blend of income sources. Thank god we found Stephen!! I sent a quick message on a Monday asking for his thoughts on our situation. With in an hour Stephen was on the phone with us, gathered our details, listened to the nuances of our situation, then told us he just needed to “paint the right picture” and he was confident he could get us approved. Well, he was right! from the time we signed the contract until we got the clear to close it was less than 3 weeks with ZERO stipulations. Thank you again for your professionalism and providing the financing for our dream home!!! See you soon!
I’ll be referring anyone who needs a mortgage to Stephen. Stephen’s knowledge is exceptional and his customer service is superior. I couldn’t be happier with the service we received and we’ll be back for all our mortgage needs.
Stephen, was just outstanding. This was my first home purchase. He walked me thru every step. We communicated thru calls, text and email. Everything was smooth. Stephen kept me up to date evey time progress. Outstanding performance. Highly recommend Stephen Ferency and Kaye Financial hands down.