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A HARP Loan Can Keep Your Mortgage Afloat!

Find out how much you can save by requesting a quote on a HARP loan today. With HARP, homeowners can potentially lower their monthly mortgage payments and save thousands of dollars per year.

What is a HARP Loan?

HARP is a federal program set up by the Federal Housing Finance Agency, to help homeowners who are underwater or near-underwater on their mortgages refinance their mortgages.

No Appraisal Needed

HARP allows borrowers to refinance without getting an appraisal, which can save money and time. HARP eliminates the loan-to-value (LTV) limits that typically apply to refinances.

No Minimum Credit Score

HARP eliminates the minimum credit score requirement that typically applies to refinances. HARP allows borrowers to refinance into a lower rate, which can lower their mortgage payment.

No Mortgage Insurance

HARP eliminates the need to pay mortgage insurance, which can save borrowers hundreds of dollars per month. It's important to note that HARP loans have been extended into 2023.

Take advantage of low HARP loan rates 

If you’re struggling to keep up with your mortgage payments and are underwater on your conventional conforming mortgage, you may be eligible to refinance through the Home Affordable Refinance Program (HARP) without having to pay down principal or mortgage insurance.

HARP is a federal program created by the Federal Housing Finance Agency in 2009 to help homeowners who are underwater or near-underwater on their mortgages.

Our team is dedicated to making the HARP loan process quick, painless and easy, providing you with the tools and expertise you need to make an informed decision. We will guide you through the process, starting with our HARP Loan Qualifier, and help you compare different loan options, so you can choose the one that best suits your needs. With low HARP loan rates and our streamlined process, you can potentially save thousands of dollars per year on your mortgage payments.

HARP Loan Process

Our HARP loan process is designed to make the experience of this government program as seamless as possible. Here’s a step-by-step breakdown of how it works:

  • Take the first step by filling out our HARP Loan Qualifier.
  • Discover the best mortgage options tailored to your specific needs and financial situation with our personalized loan options.
  • Evaluate the best mortgage options for you by comparing interest rates and terms with our comprehensive loan comparison tools.
  • With our expert guidance and personalized loan options, you’ll be able to find the right mortgage that fits your needs.

Get Your HARP Loan Quote Now!