Stephen Ferency
At Kaye Financial, my mission is to elevate your mortgage experience by delivering exceptional service and earning your trust as the lender you recommend to your loved ones and community. My dedicated team of mortgage professionals strives to build meaningful relationships based on mutual trust, honesty, integrity, and ethics. These values are the cornerstone of my business model and enable me to provide tailored mortgage solutions that meet your unique needs.
How can I help you?
Mortgages
Home Purchase Loans
I would be happy to assist you through the process of obtaining a favorable mortgage rate. Don't miss out on this opportunity - get in touch with me today to initiate your home purchasing journey!
- Adjustable Rate Mortgages (ARM)
- FHA Loan
- FHA 203K
- Conventional
- HARP
- Jumbo & Super Jumbo Loans
- Reverse Mortgage
- USDA & VA loans
Lock in Rate
Refinancing
If you are seeking to decrease your monthly mortgage payment, obtain a lower interest rate, or secure funds for home improvements, refinancing may be the solution to achieving your objectives.
- Adjustable Rate Mortgages (ARM)
- FHA Loan
- FHA 203K
- Conventional
- HARP
- Jumbo & Super Jumbo Loans
- Reverse Mortgage
- USDA & VA loans
Pre-Qualify
Pre-Approval Letter
Get pre-approved for free and take the first step towards homeownership! Discover the best mortgage options tailored to your specific needs.
- Increased negotiating power
- Greater clarity on your budget
- Faster closing process
- Reduced hassel
- Feel confident with your offer
- Stand out in a competitive market
Explore Rates
Today's Rates
Stay up-to-date with the latest mortgage rate changes by getting a personalized quote tailored to your specific needs. I can provide you with a free quote today!
- Find the best rate
- Compare different lenders
- Determine your budget
- Understand your options
- Plan for the future
- No obligation
We highly recommend Stephen Ferency and the rest of the Kaye Financial team for your mortgage needs! We had an incredibly smooth process despite a lengthy home buying experience due to the seller and economic conditions. Stephen did a superior job and we couldn’t be more pleased. Stephen was available anytime of the day, and he was transparent and straightforward about our home buying process. Will definitely be using him in the future and will recommend to friends and family
Great experience working with Stephen. He made the loan process smooth and easy to understand, and was always available to answer my questions. Everything was handled professionally and on time for my property purchase in Livonia, Michigan. Highly recommended.
Stephen with Kaye Financial has been wonderful! I can’t express enough how he went above and beyond for my family making the process smooth! He was always there to answer questions when needed and guide us along the way! He is very knowledgeable, professional, patient and cares for his clients that I would highly recommend him.
Thank you!
Great experience working with Stephen. He made the loan process smooth and easy to understand, and was always available to answer my questions. Everything was handled professionally and on time for my property purchase in Livonia, Michigan. Highly recommended!
Stephen made the hassle of shopping for a loan easier and was able to beat loans offered by two other companies that are local here in Naples. He was very professional and transparent in explaining estimates and final closing costs. I would recommend Stephen as a good business partner here in the Southwest Florida area. Very responsive and knowledgeable. Thank you again, Stephen and I look forward to our next transaction!