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Today's USDA Loan Rates

USDA loan rates change daily and vary depending on your unique situation. Get your FREE customized quote here!
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  • Know exactly what you can afford before you search for homes and make offers.
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  • Licensed to Do Business in the State of MI, AZ, CA, CO, FL & TN.
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Kaye Financial Corporation
31100 Northwestern Hwy
Farmington Hills, MI 48334

Phone: +1 (248) 538-1500
Email: info@kayefinancial.com

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Licensed to Do Business in the State of MI, FL, AZ, CO & CA. | NMLS #130290

(248) 538-1500

HomeUSDA Loan

USDA Loan

Explore your options for purchasing a home in rural areas with a USDA loan. Request a quote today to find out if you qualify and take advantage of the flexible credit underwriting requirements and no down payment required.

No Down Payment

USDA loans do not require a down payment, making it an attractive option for borrowers who may not have the savings.

Low Interest Rates

USDA loans typically have lower interest rates than conventional loans, making them more affordable for borrowers.

No Mortgage Insurance

USDA loans do not require mortgage insurance, which can save borrowers money over the life of the loan.

Rural Development

USDA loans are intended to help develop and support rural areas by increasing homeownership opportunities in those areas.

About USDA Home Loans

A USDA home loan, offered by the United States Department of Agriculture (USDA), provides an opportunity for borrowers to own a home in rural areas with several benefits including flexible credit underwriting requirements and no down payment required.*

This type of loan is designed to assist low to moderate income homebuyers in rural areas to purchase, build, or improve a home. It is a great option for those who may not have the funds for a down payment or have difficulty meeting credit requirements for a conventional loan.

Our team is here to assist you in the process of obtaining a USDA home loan, providing you with the tools and knowledge you need to make an informed decision. We will guide you through the process, starting with our USDA Loan Qualifier and help you compare different loan programs, so you can choose the one that best suits your needs, whether you’re a first-time homebuyer or a repeat buyer.

USDA Loan Process

Our home purchase loan process is designed to make the experience of buying a home as seamless as possible. Here’s a step-by-step breakdown of how it works:

  • Take the first step towards owning your dream home with our easy USDA Loan Qualifier.
  • Discover the best mortgage options tailored to your specific needs and financial situation with our personalized loan options.
  • Evaluate the best mortgage options for you by comparing interest rates and terms with our comprehensive loan comparison tools.
  • With our expert guidance and personalized loan options, you’ll be able to find the right mortgage that fits your needs.

Get Your USDA Loan Quote Now!