(248) 538-1500

HomeRefinance

Ready to Refinance?

Refinancing is the process of obtaining a new mortgage to replace your current one. This can be done to achieve several benefits such as lower interest rate, lower monthly payments, a change in the mortgage term, or accessing the equity in your home. Through refinancing, you can potentially save money over the life of the loan.

Kaye Financial Corporation
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To schedule an appointment with any of our advisors, stop by our front desk, or call +1 (248) 538-1500 during our normal business hours. Feel free to use our online tools to learn more about home loans and find the best loan options to suit your needs and goals. You can explore our site without any obligation or disclosure of personal information. If you’re ready to inquire about a mortgage, you can begin the process by making an appointment online.

We're here to assist you Monday through Friday from 9:00am to 5:00pm and on Saturdays from 9:00am to 12:00pm. Our office is closed on Sundays. Let us know how we can help you.

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Phone: +1 (248) 538-1500
Email: info@kayefinancial.com

Corporate Office
Kaye Financial Corporation
31100 Northwestern Hwy
Farmington Hills, MI 48334

NMLS® Consumer Access
NMLS #130290
Licensed to Do Business in the State of MI, AZ, CA, CO, FL & TN

Home Refinance Loans

Discover the benefits of refinancing with us. Lowering your interest rate or switching to a different loan program can save you a substantial amount of money over the life of your loan. Not only that, but it can also improve your overall financial outlook and help you achieve your long-term goals. Our team of experts will guide you through the process and help you find the best refinance options for your unique situation. Let us help you make the most of your mortgage and secure a brighter financial future.

Simplify the home refinance process with our expert guidance and user-friendly tools. We’re here to help you make the most of your mortgage and achieve your financial goals. Start by requesting a refinance analysis and our team will review your current loan and provide you with personalized options that fit your needs. We’ll help you understand the differences between loan programs and guide you through the process, so you can make an informed decision and secure a better rate. Let us help you take control of your mortgage and improve your financial outlook.

Loan Process

Our home refinance process is designed to make the experience of refinancing as seamless as possible. Here’s a step-by-step breakdown of how it works:

  • Take the first step towards refinancing your home with our easy refinance analysis request.
  • Discover the best refinance options tailored to your specific needs and financial situation with our personalized loan options.
  • Evaluate the best refinance options for you by comparing interest rates and terms with our comprehensive loan comparison tools.
  • With our expert guidance and personalized loan options, you’ll be able to find the right loan that fits your needs.

15-Year Fixed Rate

A 15-year fixed rate mortgage is a type of home loan in which the interest rate remains the same for the entire term of the loan, which is 15 years.

30-Year Fixed Rate

A 30-year fixed rate mortgage is a type of home loan in which the interest rate remains the same for the entire term of the loan, which is 30 years.

Adjustable-Rates Mortgage

An adjustable rate mortgage (ARM) is a type of home loan in which the interest rate can change, typically based on a financial index, over the course of the loan.

FHA Loan

An FHA loan is a type of mortgage insured by the Federal Housing Administration (FHA) that allows for a lower down payment and relaxed credit requirements.

Fixed-Rate Mortgage

A fixed rate mortgage is a type of home loan in which the interest rate remains the same for the entire term of the loan, typically 15 or 30 years.

HARP Loan

Government-backed program that allows homeowners who are current on their mortgages but have little or no equity to refinance into more affordable loans.

Jumbo Loans

A jumbo loan is a type of mortgage that exceeds the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation and typically requires a larger down payment and a higher credit score.

USDA Loan

A USDA loan, also known as a Rural Development loan, is a government-backed mortgage program that provides borrowers in rural areas with the opportunity to purchase or refinance a home with little or no down payment.

VA Loan

A VA loan is a type of mortgage that is guaranteed by the U.S. Department of Veterans Affairs (VA) and is available to eligible veterans, active duty military members, and certain surviving spouses.

It's important to note that the availability of these options depends on the borrower's qualifications.

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