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A HARP Loan Can Keep Your Mortgage Afloat!

Find out how much you can save by requesting a quote on a HARP loan today. With HARP, homeowners can potentially lower their monthly mortgage payments and save thousands of dollars per year.

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What is a HARP Loan?

HARP is a federal program set up by the Federal Housing Finance Agency, to help homeowners who are underwater or near-underwater on their mortgages refinance their mortgages.

No Appraisal Needed

HARP allows borrowers to refinance without getting an appraisal, which can save money and time. HARP eliminates the loan-to-value (LTV) limits that typically apply to refinances.

No Minimum Credit Score

HARP eliminates the minimum credit score requirement that typically applies to refinances. HARP allows borrowers to refinance into a lower rate, which can lower their mortgage payment.

No Mortgage Insurance

HARP eliminates the need to pay mortgage insurance, which can save borrowers hundreds of dollars per month. It's important to note that HARP loans have been extended into 2023.

Take advantage of low HARP loan rates 

If you’re struggling to keep up with your mortgage payments and are underwater on your conventional conforming mortgage, you may be eligible to refinance through the Home Affordable Refinance Program (HARP) without having to pay down principal or mortgage insurance.

HARP is a federal program created by the Federal Housing Finance Agency in 2009 to help homeowners who are underwater or near-underwater on their mortgages.

Our team is dedicated to making the HARP loan process quick, painless and easy, providing you with the tools and expertise you need to make an informed decision. We will guide you through the process, starting with our HARP Loan Qualifier, and help you compare different loan options, so you can choose the one that best suits your needs. With low HARP loan rates and our streamlined process, you can potentially save thousands of dollars per year on your mortgage payments.

HARP Loan Process

Our HARP loan process is designed to make the experience of this government program as seamless as possible. Here’s a step-by-step breakdown of how it works:

  • Take the first step by filling out our HARP Loan Qualifier.
  • Discover the best mortgage options tailored to your specific needs and financial situation with our personalized loan options.
  • Evaluate the best mortgage options for you by comparing interest rates and terms with our comprehensive loan comparison tools.
  • With our expert guidance and personalized loan options, you’ll be able to find the right mortgage that fits your needs.

Get Your HARP Loan Quote Now!

Free HARP loan Quote
Free HARP Loan Quote

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Stay updated on the latest mortgage rates and find the perfect option for you with a free, customized quote from Kaye Financial Corporation. Rates change daily, so don't miss out on your opportunity to save. To get started, click the button below!

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Phone

+1 (248) 538-1500

Email: info@kayefinancial.com

Corporate Office

Kaye Financial Corporation
31100 Northwestern Hwy
Farmington Hills, MI 48334

NMLS #130290

Licensed to Do Business in the State of MI, AZ, CA, CO, FL & TN.

Equal Housing Lender

The terms equal housing lender and equal opportunity lender refer to all regulated lenders in the United States. This rule was introduced in the Fair Housing Amendments Act of 1988 which amended the Fair Housing Act of 1968.

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Kaye Financial’s mission is to provide a superior mortgage experience to all of our clients and to be the mortgage lender that you trust to serve your family, friends, and community. Our family of dedicated mortgage professionals is committed to building relationships based on mutual trust, honesty, integrity, and ethics, which are the core values that have been at the heart of our business model for over 25 years. These values support our goal to deliver a unique, customized mortgage solution for every client.

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin

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