Stephen Ferency
At Kaye Financial, my mission is to elevate your mortgage experience by delivering exceptional service and earning your trust as the lender you recommend to your loved ones and community. My dedicated team of mortgage professionals strives to build meaningful relationships based on mutual trust, honesty, integrity, and ethics. These values are the cornerstone of my business model and enable me to provide tailored mortgage solutions that meet your unique needs.
How can I help you?
Mortgages
Home Purchase Loans
I would be happy to assist you through the process of obtaining a favorable mortgage rate. Don't miss out on this opportunity - get in touch with me today to initiate your home purchasing journey!
- Adjustable Rate Mortgages (ARM)
- FHA Loan
- FHA 203K
- Conventional
- HARP
- Jumbo & Super Jumbo Loans
- Reverse Mortgage
- USDA & VA loans
Lock in Rate
Refinancing
If you are seeking to decrease your monthly mortgage payment, obtain a lower interest rate, or secure funds for home improvements, refinancing may be the solution to achieving your objectives.
- Adjustable Rate Mortgages (ARM)
- FHA Loan
- FHA 203K
- Conventional
- HARP
- Jumbo & Super Jumbo Loans
- Reverse Mortgage
- USDA & VA loans
Pre-Qualify
Pre-Approval Letter
Get pre-approved for free and take the first step towards homeownership! Discover the best mortgage options tailored to your specific needs.
- Increased negotiating power
- Greater clarity on your budget
- Faster closing process
- Reduced hassel
- Feel confident with your offer
- Stand out in a competitive market
Explore Rates
Today's Rates
Stay up-to-date with the latest mortgage rate changes by getting a personalized quote tailored to your specific needs. I can provide you with a free quote today!
- Find the best rate
- Compare different lenders
- Determine your budget
- Understand your options
- Plan for the future
- No obligation
178 reviews for Stephen Ferency
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Absolutely outstanding service from start to finish. Stephen was responsive, knowledgeable, and made the entire mortgage process smooth and stress-free. He took the time to explain everything clearly and kept us informed every step of the way. Highly recommend Kaye Financial and Stephen for anyone financing a home in Florida!
Stephen was an incredible loan officer and made the ups and downs of buying a home that much smoother and stress-free. I couldn’t recommend him enough! As a first-time homebuyer, Stephen was able to provide his expertise throughout the entire process, always taking the time to explain everything clearly, answer all of my questions, and keep me updated each step of the way. Stephen genuinely cares about his customers and wants the best end result. He is incredibly personable, approachable, and makes you feel like more than just another client. His patience, professionalism, knowledge, and dedication made my first homebuying experience such a positive one. I am so grateful for all of his help and would highly recommend Stephen to anyone looking to purchase a home!
Stephen was a blessing, a total pro. He kept me in the loop every step of the way and was on top of the paperwork and requirements like no one I’ve used before. The communication and attention to detail is why I will recommend him to anyone who needs a mortgage or refi. 5 stars to Stephen and Kaye Financial!!
I knew Stephen would do a great job, which is why I referred my buyer to him, and he exceeded my expectations. He took the time to answer all of their questions, was always quick to respond, and kept the transaction moving smoothly. Professional, knowledgeable, and truly supportive. As a realtor, he’s the kind of lender I’m happy to work with again. Highly recommend!
Stephen has been amazing. He is very considerate to our needs. He is quick to respond to calls, email’s and texts. He really cares about his customers. I absolutely recommend giving him a call when you need a good mortgage lender.